We anchor the plan to what makes a life truly meaningful.
Harvard social scientist Arthur Brooks, drawing on decades of research, identifies the pillars that carry most of the weight in a satisfying life. Our four are adapted from his: faith, family and friendship, purpose and health.
Faith
Family and friendship
Purpose
Health
From these pillars, questions emerge: What gives your days meaning? Who matters most to you? And what do you want your wealth to make possible? We build your plan around your answers.
■ Beyond the number
We start with what your wealth is for. Then we do the math.
Our process begins with your family, your purpose, and what you want your wealth to make possible. The cash flow, tax, and return work follows, built around those answers.
Six steps, in this order
01
Discovery
Your goals and your full balance sheet in one view: assets, liabilities, entities, trusts, insurance, deferred compensation and private positions.
02
Evaluation
What you need, measured against what you have. We identify the levers available to you and define success in numbers.
03
Capital partition
We give each dollar a role: safety, growth, legacy or opportunity.
04
Implementation
Trusts, entities and governance put in place with your attorney and accountant.
05
Investment
The plan sets the portfolio, not the other way around, with a focus on fees, taxes, time horizon and temperament.
06
Monitoring
Quarterly reporting, an annual wealth strategy review, and a willingness to be wrong out loud and change course.
What the plan produces
The core portfolio
A tax-efficient portfolio that supports your life and your goals, sized from the plan rather than a risk score. It is diversified, liquid where it should be, and designed so that a bad market is uncomfortable rather than disruptive.
Beyond the core
Direct deals, venture and other investments that can lose their full value, held outside the core. The risk is taken deliberately, with capital sized so that losing it should not change how your family lives.*
*Private investments, including SPVs, secondaries and DSTs, are illiquid, carry a risk of loss, and are available only to investors who meet eligibility requirements.
To good health
Many of the families we work with invest in their health as carefully as they invest their capital. They value things like longevity medicine, the right specialists on callWatch on YouTube, and a private chef who cooks to their bloodwork rather than their cravings. A plan meant to run for forty years should assume you intend to be here for all of themWatch on YouTube.
Wealth that lasts is built one generation at a time.
The right tools, in service of the life you want
We use advanced insurance structures, tax-aware long/short strategiesWatch on YouTube, and estate and income tax planningWatch on YouTube, each chosen for a specific purpose in your plan and coordinated with your tax and legal advisors.
