■ From Pat, Gregory and Larry
We spent our careers at established firms across wealth and asset management. What we learned there is how much a firm's structure shapes the advice a client receives. So we decided to build the firm we would want managing our own families' money.
Early in our careers, we watched the internet rebuild one industry after another, as business models that had worked for decades stopped working. We believe wealth management is at the start of one of these moments, and may already be in it. Technology, and now artificial intelligence, makes it possible to show clients what they pay, manage taxes with precision, and ground advice in evidence rather than just prediction. We chose to build for that world instead of defending the old one.
That is why Aligned is built on transparent fees, no products of our own, and a team focused on understanding your family. Our planning starts with what your wealth is for, guided by four pillars inspired by Arthur Brooks: faith, family and friendship, purpose, and health. We built the firm so our interests align with yours. It is why we called it Aligned.
Pat Dwyer
Gregory Pool
Larry Raffone
The people
Responsible for your family's experience with the firm.
Founders
Pat Dwyer
Co-Founder & Managing Partner
He built Aligned to be the firm he always wished existed. Three decades got him there, as a Managing Director at Bank of America, Silicon Valley Bank, and NewEdge Wealth, ranked Forbes' No. 1 Best-In-State Wealth Advisor in Florida (2018–2019), among Forbes' Top 5 America's Top Wealth Advisors (2016–2018), and on Barron's Top 100 for over a decade (2007–2019).
Larry Raffone
Founding Partner & Executive Chairman
He built Edelman Financial Engines, ranked by Barron's as the top independent RIA in America seven years running (2018–2024), by reading the industry's shift early and moving before the field caught up. His gift is turning conviction into something real: a firm built entirely around the client, made to actually work.
Team leads
Nick Raffone
President & Chief Financial Officer
His training came in investment banking at Goldman Sachs, then infrastructure investing as a Managing Director at New Fortress Energy, and most recently as Chief Financial Officer at Vise, the AI-enabled platform built for modern advisors. Wealth management and fintech are the family business, so he knows how these firms run from the inside.
Travis Aldridge, CFA®
Head of Portfolio Engineering
Travis designs and implements dynamic investment strategies for client portfolios, handling daily portfolio management including liquidity management, rebalancing, trade execution, and risk and performance analysis. He has over 20 years of experience, with prior roles at Silicon Valley Bank, Salient Wealth Planning Group, and Genesis Investment Advisors, and holds a B.S. in Finance from the University of Florida.
Cristina Pratt
Head of Marketing & Private Wealth Advisor
Before Aligned, she created market commentary and wealth planning thought leadership at J.P. Morgan Wealth Management, and investment research at First Republic Private Wealth Management. She grew up in a house where investing was common dinner conversation and joined Aligned because the firm sets a place at that table for every family it works with.
Cara Vazquez
Head of Private Markets & Wealth Advisor
Cara is an advisor and private markets specialist at Aligned Wealth. Before joining Aligned, she spent nearly a decade in alternative investments at BlackRock and Power Sustainable, working across private equity, private credit and infrastructure. She holds an MBA from the University of Chicago Booth School of Business and a BA from Middlebury College.
The team
Travis Lazaroff, CFP®
Private Wealth Advisor
Travis is a CERTIFIED FINANCIAL PLANNER™ professional who helps families build and sustain generational wealth. He began his career on Wall Street as an equity derivatives broker before moving into private wealth at UBS and, most recently, a multi-family office.
Andrew Draft, CEPA®
Private Wealth Advisor
Andrew is a Private Wealth Advisor at Aligned Wealth in Miami who supports ultra-high-net-worth clients and their families, and began his career in alternatives at Focus Investment Group, a global multi-strategy fund of hedge funds in New York. Over the last decade he held senior leadership roles at three unicorn technology companies, Postmates, Uber, and Grover, and as a Certified Exit Planning Advisor he brings business owners a holistic approach to strategy, value creation, and exit planning. He earned his BA from Colorado College and his master's from the London School of Economics, is fluent in Spanish and Catalan, and holds his Series 65.
Elias Colorado
Director of Operations
Elias is responsible for the account opening process at Aligned Wealth in Miami and oversees daily activities, directing and coordinating with custodians to open and fund accounts. Prior to Aligned Wealth, he was a Senior Wealth Account Specialist and Assistant Director at Silicon Valley Bank, and he received his bachelor's degree in public relations from the University Institute of Public Relations in Caracas, Venezuela, where he was born.
Emily Wilson
Client Service Associate
Emily is a Client Service Associate at Aligned Wealth in Miami, executing money movement transactions and asset transfers, supporting client onboarding, and assisting with capital calls and performance reporting. She previously held the same role at UBS Private Wealth Management in Manhattan, serving ultra-high-net-worth families, foundations, and endowments, and earned a BA in Communication from Boston College, where she was Chief of Staff of Women in Business.
Jorge Carbajal
Client Service Associate
Jorge is on the operations team at Aligned Wealth in Miami, where he collects and reviews client account documentation and keeps accounts up to date. He has over 10 years of finance experience spanning retail banking and private wealth, and earned a BBA from Florida National University.
Andrea Restrepo
Client Service Associate
Andrea is a Client Service Associate on Aligned Wealth's Miami team, supporting ultra-high-net-worth South Florida clients.
■ Community
A community worth belonging to.
Our clients are founders, executives and families who have built remarkable things. Part of what we offer is one another.
The right introduction
With your permission, we connect clients who can help each other. It might be a former public company CEO and a young founder, or two families working through the same questions about the next generation.
Believers in where the world is heading
A community of optimists building toward the future, often at the frontier of technology and innovation. Wealth is a tool. A happy, healthy life is the point.
