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The views and opinions expressed in this video are those of the participants as of the date of recording and are subject to change without notice. The views and opinions included in these materials belong to their authors and do not necessarily reflect the views and opinions of Aligned Wealth Advisors, LLC.
This content is provided for informational and educational purposes only and should not be construed as investment advice or a recommendation to buy, sell, or hold any security or to adopt any investment strategy.
Investing involves risk, including possible loss of principal. Past performance is not indicative of future results.
Any performance information discussed in this video, whether actual or hypothetical, is provided for illustrative purposes only and may not reflect actual results achieved by any client. Hypothetical results are based on assumptions and do not represent actual trading. Actual results are expected to vary from any such statements or forecasts. Assumptions have inherent limitations and may not reflect the impact of economic and market conditions, fees, or other factors. Hypothetical data should not be relied upon as indicative of future performance. No assurance can be given that investment objectives or target returns will be achieved. Future returns may be higher or lower than the estimates presented herein.
This video may discuss investment products or services offered by unaffiliated firms. References to specific products, services, or securities are for illustrative purposes only and do not constitute a recommendation, solicitation, or offer to purchase or sell any security or investment strategy. Products, strategies, or services referenced may not be suitable for all investors. Investors should consider their own investment objectives and risk tolerance and consult their professional advisors before making any investment decisions.
Guest speakers are not employees of Aligned Wealth unless expressly stated. Their views and opinions are their own and may not reflect those of Aligned Wealth or its affiliates. No compensation was provided to guests for their appearance unless otherwise disclosed. Where compensation has been provided, such disclosure will appear at the beginning of the video and in accompanying written materials. Any mention of third-party firms or professionals does not constitute an endorsement by Aligned Wealth.
An investment cannot be made directly in an index. Indices are unmanaged and do not have fees or expenses. Information on indices can be obtained from online sources, including the Securities and Exchange Commission website: https://www.sec.gov/answers/indices.htm
Aligned Wealth may have a financial interest in certain products or strategies discussed in this video, including products offered through platform relationships. Where such relationships exist, they will be disclosed. Aligned Wealth and its affiliates may receive compensation in connection with recommending or facilitating investment in certain third-party products.
Any statements made by clients or investors regarding their experience with Aligned Wealth constitute testimonials. Such individuals are current clients of Aligned Wealth unless otherwise stated. Testimonials may not be representative of the experience of all clients and are not a guarantee of future performance or success.
Where actual performance information is presented, such figures may be shown gross of advisory fees, transaction costs, and other expenses unless otherwise noted. Net performance, reflecting the deduction of all applicable fees and expenses, will be presented with equal prominence. Fees reduce investment returns. Please refer to Aligned Wealth's Form ADV Part 2A for a full description of applicable fee schedules.
Aligned Wealth, its affiliates, and its clients may hold positions in securities or instruments discussed in this video. Any reference to a specific security does not constitute a complete analysis of that security. Investors should conduct their own due diligence.
This video may contain forward-looking statements, including statements regarding market conditions, investment strategies, and expected returns. These statements are based on current beliefs and assumptions and involve known and unknown risks and uncertainties. Actual outcomes may differ materially from those expressed or implied.
Aligned Wealth is a division of Aligned Capital Group, LLC. Investment advisory services offered through Aligned Wealth Advisors, LLC, an investment adviser registered with the U.S. Securities and Exchange Commission. Securities offered through Aligned Securities, LLC, Member FINRA/SIPC.
All data is subject to change without notice.
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For informational purposes only. Not investment advice or a recommendation. Views expressed are those of the speaker as of the date recorded and are subject to change without notice. Past performance is not indicative of future results. Investing involves risk, including loss of principal.
This clip is excerpted from a longer video. Full disclosures are available at [link to full video or disclosure page].
Guest speakers may or may not have been compensated for their appearance. See full video disclosures for details.
Aligned Wealth is a division of Aligned Capital Group, LLC. Investment advisory services are offered through Aligned Wealth Advisors, LLC, a registered investment adviser. Securities are offered through Aligned Securities, LLC, Member FINRA/SIPC.
Website disclosures
Aligned Wealth is an internet only investment adviser. Aligned Wealth is registered with the Securities and Exchange Commission (SEC). Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. A copy of Aligned Wealth’s current written disclosure brochure filed with the SEC which discusses among other things, Aligned Wealth’s business practices, services and fees, is available through the SEC’s website at: www.adviserinfo.sec.gov.
The information provided on this website is for informational purposes only, and investors should determine for themselves whether a particular service or product is suitable for their investment needs. Please refer to the disclosure and offering documents for further information concerning specific products or services.
Certain hyperlinks or referenced websites on the Site, if any, are for your convenience and forward you to third parties’ websites, which generally are recognized by their top level domain name. Any descriptions of, references to, or links to other products, publications or services does not constitute an endorsement, authorization, sponsorship by or affiliation with Aligned Wealth with respect to any linked site or its sponsor, unless expressly stated by Aligned Wealth. Any such information, products or sites have not necessarily been reviewed by Aligned Wealth and are provided or maintained by third parties over whom Aligned Wealth exercise no control. Aligned Wealth expressly disclaim any responsibility for the content, the accuracy of the information, and/or quality of products or services provided by or advertised on these third-party sites.
Third-party rankings and recognition from rating services or publications are no guarantee of future investment success. Working with a highly-rated adviser does not ensure that a client or prospective client will experience a higher level of performance. These ratings should not be construed as an endorsement of the adviser by any client. Generally, rankings are based on information prepared and submitted by the adviser. The Barron's rankings are based on the volume of assets managed by advisers and their teams, revenues generated, and the quality of the advisers' practices. The quality of practice component of the ranking includes regulatory record, length of time in the industry, charitable and philanthropic work, and other factors. Investment performance is not an explicit criterion, because clients' investment goals differ.
Alternative investments involve additional risks, including illiquidity, limited transparency, valuation uncertainty, and the potential for loss of principal. Certain investments may be available only to qualified investors and may involve substantial minimum investments and extended holding periods.
Nothing provided on this site constitutes tax advice. Individuals should seek the advice of their own tax advisor for specific information regarding tax consequences of investments. Investments in securities entail risk and are not suitable for all investors. This site is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction.
Any reproduction or distribution of this website, as a whole or in part, or the disclosure of the contents hereof, without the prior written consent of Aligned Wealth is prohibited.
Please review our Privacy Policy (add link) to learn about our information collection practices and the measures we take to preserve the privacy and security of your information.
The strategies discussed are strictly for illustrative and educational purposes and are not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. There is no guarantee that any strategies discussed will be effective.
Certain information provided through this Website has been filed with the Securities and Exchange Commission ("SEC") (such materials being referred to as "SEC Materials"). The SEC Materials and other public disclosures contained on this Website contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act, with respect to Aligned Wealth's future financial or business performance, strategies or expectations. Forward-looking statements are typically identified by words or phrases such as "trend," "potential," "opportunity," "pipeline," "believe," "comfortable," "expect," "anticipate," "current," "intention," "estimate," "position," "assume," "outlook," "continue," "remain," "maintain," "sustain," "seek," "achieve," and similar expressions, or future or conditional verbs such as "will," "would," "should," "could," "may" or similar expressions.
In addition to risk factors previously disclosed in SEC Materials and those identified elsewhere in this Website, the following factors, among others, could cause actual results to differ materially from forward-looking statements or historical performance: (1) the introduction, withdrawal, success and timing of business initiatives and strategies; (2) changes and volatility in political, economic or industry conditions, the interest rate environment, foreign exchange rates or financial and capital markets, which could result in changes in demand for products or services or in the value of assets under management; (3) the relative and absolute investment performance of Aligned Wealth's investment products; (4) the impact of increased competition; (5) the impact of future acquisitions or divestitures; (6) the unfavorable resolution of legal proceedings; (7) the extent and timing of any share repurchases; (8) the impact, extent and timing of technological changes and the adequacy of intellectual property and information security protection; (9) the impact of legislative and regulatory actions and reforms, including the Dodd-Frank Wall Street Reform and Consumer Protection Act, and regulatory, supervisory or enforcement actions of government agencies relating to Aligned Wealth or The PNC Financial Services Group, Inc.; (10) terrorist activities, international hostilities and natural disasters, which may adversely affect the general economy, domestic and local financial and capital markets, specific industries or Aligned Wealth; (11) the ability to attract and retain highly talented professionals; (12) fluctuations in the carrying value of Aligned Wealth's economic investments; (13) the impact of changes to tax legislation, including income, payroll and transaction taxes, and taxation on products or transactions, which could affect the value proposition to clients and, generally, the tax position of the Company; (14) Aligned Wealth's success in maintaining the distribution of its products; (15) the impact of Aligned Wealth electing to provide support to its products from time to time and any potential liabilities related to securities lending or other indemnification obligations; and (16) the impact of problems at other financial institutions or the failure or negative performance of products at other financial institutions.
Gross vs. net performance disclosure
Any return figures presented herein are for illustrative purposes only and may include both gross and net performance estimates. Gross returns reflect the performance of underlying investments before the deduction of fees, expenses, and taxes. Net returns are presented after the deduction of certain assumed costs, which may include platform fees, insurance-related expenses, and estimated tax impacts in taxable accounts.
The illustrated taxable return assumptions are based on hypothetical blended federal and state tax rates and do not reflect the actual tax circumstances of any specific investor. The tax treatment of investments varies based on individual circumstances and may change due to future legislation or regulatory developments.
These examples are hypothetical, do not represent actual client performance, and are intended solely to demonstrate the potential impact of tax-aware structuring. Actual results will vary materially and may be lower or higher than those shown.
Tax-advantaged results assume the policy is properly structured and maintained in compliance with applicable tax laws. Failure to meet these requirements may result in adverse tax consequences.
Other disclosures
References to indexes and benchmarks are hypothetical illustrations of aggregate returns and do not reflect the performance of any actual investment. Investors cannot invest in an index and do not reflect the deduction of the advisor's fees or other trading expenses. There can be no assurance that current investments will be profitable. Actual realized returns will depend on, among other factors, the value of assets and market conditions at the time of disposition, any related transaction costs, and the timing of the purchase. Indexes and benchmarks may not directly correlate or only partially relate to the fund as they have different underlying investments and may use different strategies or have different objectives than the fund. Hypothetical performance does not include all indices related to this hypothetical. It may partially relate or not at all.
Performance is net of __% management fee and __% incentive fee. OR The (Hypothetical Model) Portfolio is shown before, custody, commissions and any related transaction fees and expenses and do not reflect the reinvestment of dividends and capital gains.
Disclosure listing the allocation (Example: Basis of performance is 25% small-cap and 75% bond index.)
Different portfolios have different investment objectives and risk profiles. This portfolio only relates to a select group of client accounts with the same investment objectives and risk profile. Different accounts have different risk return attributes.
Economic factors, market conditions, and investment strategies will affect the performance of any portfolio and there can be no assurance that a portfolio will match or outperform any particular index or benchmark.
All investment strategies have the potential for profit or loss; changes in investment strategies, contributions or withdrawals may materially alter the performance and results of a portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be suitable or profitable for a client's investment portfolio.
Nothing provided herein constitutes tax advice. Individuals should seek the advice of their own tax advisor for specific information regarding tax consequences of investments. Investments in securities entail risk and are not suitable for all investors. This is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction.
Any reproduction or distribution of this presentation, as a whole or in part, or the disclosure of the contents hereof, without the prior consent of Aligned Wealth, is prohibited except as permitted by regulation or law.
When information is obtained from a 3rd party: Certain information herein has been obtained from third party sources and, although believed to be reliable, has not been independently verified and its accuracy or completeness cannot be guaranteed. No representation is made with respect to the accuracy, completeness or timeliness of this document. Note: Advisers have the obligation to verify 3rd party performance. See SEC vs. F-Squared.
